The American architecture inspired homes from Hampton Orchards, Claremont and Austin Homes

"We are inviting all of you to check out the projects of Filinvest Land Inc. here in Pampanga. Each project has its own distinctive theme that will cater to every Kapampangan".

Success has found a new home. Enjoy the fruits of success at Hampton Orchards, where charming Southern Californian architecture blends well with the lush backdrop of luxuriant mango groves. This well-crafted neighborhood is less than 5 minutes from Angeles City’s main CBD.

Modern living amid nature’s embrace. Nature shelters you at Claremont, as you behold the splendor of Mount Arayat from your cozy home. Celebrate the good life as American Contemporary design meets the hometown pleasures of Mabalacat, Pampanga. This highly accessible subdivision offers comfort that you can actually afford – amid spacious, relaxing environs.

Exclusive urban living within reach. Enjoy city comforts in a peaceful townhome community at Austine Homes, a residential development located within the Claremont township in Brgy. Sta. Maria, Mabalacat, Pampanga. Here you can wake up to fresh air and breathtaking views of Mount Arayat every single day.

For other properties located in Bacolor and Mabalacat Pampanga or nearby town or cities such as Angeles Cityy and San Fernando please get in touch with us at this tel: 045-961-5936 or 0928-504-6781. Follow us on Twitter @PampProperties or like us on our Facebook Page at http://www.facebook.com/PampangaRealEsate.

Copyright 2010-2013. Pampanga Real Estate Guide, Trend and Review TV. All Rights Reserved.

Selling: Thyra Model Home - Own this Brand new home now for as low as P 8,000.00/monthly on HMDF / Bank Financing Option

Description of the Property:


Project Name: Havana Residences
Location: San Isidro / Alasas, City of San Fernando (P), San Isidro, Bacolor, Pampanga

Floor Area: 63 sq.m.
Lot AreaL 72 sq.m.

Features: Living Room, Dining Room, Kitchen, 2 Bedrooms, 1 Toilet and Bath, Powder Room, 1 Car
Garage, Wash Area, Storage Room.

Related Post:

C. F. Baluyut Realty: Havana Residences


Copyright 2010-2011. Pampanga Real Estate Guide, Trend and Review TV. All Rights Reserved.

City of San Fernando - the coming of age of the best communities in the world

Will City of San Fernando will be the best among the rest? Let's find out and support City of San Fernando's Team San Fernando on its bid at it vies for the for The International Awards for the most Livable Communities 2011 in Korea on October 2011.

Copyright 2010-2011. Pampanga Real Estate Guide, Trend and Review TV. All Rights Reserved.

Field Trip: Revisiting THE LAKESHORE Residential and Leisure Estates

The Lakeshore Residential and Leisure Estates is a world-class residential township community in the heart of Central Luzon. It has a wide-coverage of about 340 plus hectare of lush land ready to be developed for all Filipinos to live. Located within the fertile plains of Pampanga. It has became clear and evident for the global Filipinos to invest in an excellent development within a tranquil and peaceful confines of the surburbs of the town of Mexico in the progressive province of Pampanga.

Just a few minutes away from Clark Freeport, Angeles City, City of San Fernando (the famous Christmas and Lantern Capital of the Philippines and the seat of government of Pampanga). The Lakeshore Estates has become a landmark in the Capampangan landscape wherein it attracted the attention of not only Filipinos but foreigners alike as a tourist spot, film shoot location and other major activities such as concerts, international sporting and beauty contests and many more.

After 8 years of its conception to birth and later to its development. The Lakeshore is still developing and expanding in order to meet the demands of the Global Filipino in living in a serene community here in the Philippines. Now, Central Country Estates, Inc. (CCEI) and its marketing arm, The Lakeshore Marketing Corporation have devised a plan to make this community more affordable and viable for middle income earning people through its Triple 15 Treat which is a promo for property buyers to avail of this very flexible payment terms as explained on our promo banner below.

Last year, Central Country Estates, Inc. and Sysco Development Homes forged an agreement in building a house and lot project inside the estates. Sysco has acquired three properties inside the Lakeshore as model homes for sale in the market and are still undergoing developments as of this moment (see Sysco and other relevant).

Central Country Estates, Inc. and N.S. Mangio Architects have also presented the LAKESHORE GEMS back in 2006. These units were intended before for Aiola Village due to insistent demand by the The Lakeshore Marketing Corporation and other Lakeshore owners in order for them to have a variety of available designs to choose from with a Italian Mediterranean inspired houses at the estate itself.

For inquiries and details on this property, please contact CRB Benedict F. Baluyut, Licensed Real Estate Broker at 0917-510-0734, Tel. (045) 961-5936 or e-mail at bfbaluyut@gmail.com.

NEWS: Bank urged to be vigilant in verification of titles

The Consumer Union of the Philippines (CUP) has expressed dismay over the reported P 389 million peso loan fiasco involving titles which victimized the Development Bank of the Philippines (DBP) and urged banks to reform their title verification and loan releasing processes.

In an earlier reports, a savings bank using allegedly spurious documents and highly questionable titles, obtained in a P 389 million pesos in loans from the DBP sourced from the Industrial Guarantee and Loan Fund (IGLF) jointly funded by the USAID, World Bank and Asian Development Bank. The suspicious nature of these documents was apparently discovered only much later after the loan had already been released and the Bangko Sentral conducted an examination of the bank's loan portfolio.

The CUP chairman Ambassador Raul Goco, a former solicitor-general, said this deplorable incident and many other similar cases over the years highlight the dangerous inadequacies of banks in filtering out dubious titles submitted as collateral for loans.

In view of these incidents and banking system's abnormally high inventory of non-performing loans (NPL) at some P 150 million peso, and other Real and Other Properties Acquired (ROPAs) currently amounting to more than P 250 billion pesos Goco said banks should immediately reform their lending procedures, as loans collateralized by dubious titles are never meant to be repaid in the first place.

The banks' disclaimers in the sale of their ROPOAs, which is practically disavow title authenticity, Goco said, amount to an admission of their failure to comply with the Supreme Court's rule requiring banks to have a much higher degree of diligence in verifying titles, beyond the standard "due diligence" practiced by ordinary dealers in the real property.

"From the many cases we have reviewed, it is only after the borrower has already absconded or failed to pay the loan that the banks discover the fake or fraudulent titles they have accepted as collateral", Goco said.

CUP President Quirino Marquinez, a practicing lawyer, said that for as long as banks continue with their present cursory title verification process conducted by their in-house appraisers or credit investigators, they will remain the principal target of fake titles syndicates.

Marquinez said these will preclude collusion between fake title syndicates and bank insiders, even as the use if independent, government-recognized title verifiers will ensure objective, non-self-serving, influence-free and transparent findings about the title, upon which any party - not just the lender, borrower or buyer - may rely.

The CUP urged banks to immediately subject titles covering their NPLs to a thorough verification process by third party independent verifiers so that should fake titles be discovered, appropriate action may be taken while they still can against the parties responsible, and immediately subject all ROPAs to the same process so that appropriate adjustments may be made in the bank's financial statement to reflect the factual values of said ROPAs for the general public to know.

Source: Manila Bulletin (February 24, 2008)

STEPS IN MAKING CASHFLOWS THROUGH REAL ESTATE RENTALS

Are you happy with the pay you receive?

Earning extra-income is one of our foremost priority in making both ends meets. There are times that we as workers have to settle for a measly sum heavily deducted our overtime pay with tax when we are toiling for hours in a dead end job that doesn't pay and compensate you much. It is a good thing if you have extra cash on hand then why not make money work for you through passive income. Better yet to "Work Smarter, Not work harder".

There are certainly many potential streams of passive income where you can sit tight and let it grow. Example of these are investments through stock, mutual funds, time deposits, money market and bank deposit but these streams cannot compensate much in terms of Return of Investment. However these are also ideal and advisable for those who are building up their assets (wealth in general), diversifying through as additional cash flow and live a fruitful retirement during our old age.

Real Estate is still the king wherein it has become advantageous for most people nowadays as the construction of residential and commercial building are sprouting in the skyline of Metro Manila. Thanks to the influx of foreign investment brought about by the strong peso, Business Process Outsource (contact centers) and remittance of our Overseas Filipino Workers (OFW) who have been the lifeline in the Philippines. Demand for properties especially in Makati for BPO is high including residences for foreign expatriates who want to retire as well.

As a real estate professional, I too have mixed feeling of the tall skyscrapers blocking the view of the blue sky of the Metro Manila plus the progress we are experiencing. Hopefully, we are not affected with the U.S. subprime crunch wherein there are too many foreclosures in America. A piece of advise, much better to buy a property now in the U.S. It also becomes a happy notion for me that I can sell a residential condominium and give a satisfied client with a smile on his face on moving-in and living in his own condo unit or house.

Real estate rentals have become a lucrative business for most people. An example of this is Lito, he inherited a property from his parents a 365 square meter bungalow home located in corner street in Cubao, Quezon City built in 1960s. The property is accessible to Aurora Boulevard which is few minutes away and is inside a busy street of Public Utility Jeepneys. Although it is old, he did rehabilitate it a little just to make it presentable to possible clients. In two months time, it attracted a couple working nearby a call center in Libis at a agreed price of PhP 7,000.00 per month on the rent for this three bedroom bungalow property. The place is a bit busy but for the couple it is conveniently close to their workplace so they decided to get it.

Cash came flowing from the start and at the same Lito received the one month deposit and two months advance for the house. Let say, the house is earning PhP 7,000.00 per month multiplied by 12 months it will be earning at net of PhP 84,000.00 annually. Other expenses like taxes, repairs and other unforseen circumtances like unpaid dues etc are not yet included in the computation. Just be ready for anything.

Another example is Ren, he is involved lease-hold and sublease properties wherein he is using another man properties and subleasing it to other people. Here is how it works. Ren finds a property close to a university in the U-Belt. It is a few minutes away from UST and FEU and close to Espana. Let say he finds a property, an old two storey wooden house. Somehow it was rehab by the real owner and is renting it at PhP 6,000 per month. Ren sees an opportunity on this and focused its hind sight on this income earning potential. He grabbed it and asked the owners if he can sublease the property

Better to insure your property with non-life insurance like fire and others if ever you want to recuperate your investment from disasters.

Read the new laws on rental control. I believe the Senate have passed recently a law updating the old rental control law which expired last 2005. Right now, the laws governing the rent control was extended till December 31, 2008.

Residential condominiums are also excellent investment as real estate rentals. You can buy one at a low price during its pre-development stage and when it is ready for occupancy. You can but in the "FOR RENT" sign on the homeowners bulleting board. Right now, the best location to invest are those close to the university and schools wherein parent of students coming from the province need to find a place to live close to school and which is convenient at the same time than living in a dormitory. A colleague of mine owns a condo close to De La Salle University in Taft Ave, Manila. He leases at PhP 18,000 per month and is earning at least PhP 216,000.00 net. It is a cash cow indeed. You'll just have to worry paying the monthly dues for the maintenance. Other utilities will be shouldered by the lessee.

In Rental properties, you see to it that you make an monthly inspection or sometime quarterly inspection on the property. Check for leaks, termites and other problem that your tenants might call your attention to. Always establish rapport with them and even better if you talk to them from time to time.

So if you intend to be a landlord, you therefore will have sufficient passive income for your wealth or asset to grow in terms of money without much exerting physical effort in working for a company.

A Dream Come true...Free Boracay Trip by SEAIR & Ivan About Town

I have been an avid reader of Ivan Henares blog since 2006 where it features most of the spots in the Philippines that I have never been or heard some of them before. Well it was so exciting to learn through other people's experience on travelling to different places in the Philippines and how I envy Ivan for that. How I wish I can travel faraway to a land I have never been to and experience the same things as what Ivan had gone through.

Getting to Boracay is one of my dreams that I want to fulfill this year. I would love to join this contest. I truly need a well-earned vacation that has a lasting and soothing effect in my stressful life and also a have a slice of the good life after all I have being in this present moment.

Win A SEAIR Ticket to Boracay, click Ivan about Town below!

Cultivating our culture and at same time putting pride on the faces of Filipinos through tourism gives us a happy thought we can brag to other nationalities about our land, our people and what we can share to them. Let's show, feel, hear and taste the Filipino hospitality to them.

Even here in Pampanga, I haven't been to some of the historical spots he mentioned in his blog where I like to visit in the near future. Thus, it expanded my views and knowledge wherein it gave me the sense of pride of being of being a Capampangan and as a Filipino and a nationalist as well.

NEWS: Angeles City eyed as among the retirement spots in the Philippines

Metro Angeles Chamber of Commerce and Industry, Inc. has recently invited REBAP - Pampanga Chapter representatives on the Central Luzon Retirement Industry Summit which will held inside the Oxford Hotel, Clark Freeport Zone on 21st February 2008.

The Retirement Industry is one of the emerging sectors of the multi-billion dollar Health and Wellness Industry which is among the priority sectors of the national government.

A project of the Central Luzon Retirement Industry Enhancement Team, the briefing aims to provide information to the stakeholders on the Retirement Industry in the Philippines and to present the prospects of the industry in the region. Likewise, it endeavors to involve the participation of the key stakeholders in the preparation of the region’s Retirement Industry Roadmap and Strategic Development Plan.

The Central Luzon Retirement Industry Enhancement Team is composed of key agencies and organizations from both the government and private sectors. The team is chaired by the Philippine Retirement, Incorporated (PRI) and co-chaired by the Department of Trade and Industry-3 (DTI-3) and the Philippine Retirement Authority (PRA).

NEWS: Proposed Increase in Real Estate Tax in City of San Fernando opposed

San Fernando real property tax hike opposed

By Albert B. Lacanlale

CITY OF SAN FERNANDO -- The proposal to increase the fair market values (FMV) of real properties in the city encountered minimal opposition on its way to becoming a local ordinance.
Councilor Alex Patio, chairman of the Provincial Board committee on ways and means, heaved a sigh of relief moments after a public hearing he called to pulse stakeholders on his sponsored ordinance revising the FMV of lands in the city wrapped with negligible opposition among those who attended the affair.
"It is encouraging for officials that our constituency recognizes the benefits of such ordinance for the majority of Fernandinos," he said.

He admitted that his concern prior to the hearing was that stakeholders might take the proposed ordinance negatively against the Provincial Board members.

He has a basis to feel nervous. The ordinance, if implemented, would raise by about 70 percent the FMV of agricultural lands in the city and by 35 percent that of residential lots.

Since FMVs are used to compute real property tax (RPT), bills for RPT of lands within the territories of the component city would also increase.

Due to the City Government's thrust to remain "business-friendly" FMVs of industrial and commercial lands would remain the same.

"There would always be resistance to changes, but the Provincial Board thought it's about time we update the land valuation to enable the City Government to collect additional revenues and deliver the much needed basic services," Patio said.

Jose de Leon, city assessor, said the last time FMV in the city was increased was in 1996 when Provincial Board Ordinance 17, which was approved in 1994, took effect.

The succeeding revision of FMVs, if approved this year, would still be considered a long wait since the Local Government Code of 1991 allows local government units (LGUs) to update the land valuation in their respective jurisdictions once every three years.

The 1996 valuations were retained in 1999 to help the municipality bounce back from lahar devastation.

Three years later in 2001, the town was converted into a component city and a six-year moratorium on any tax increase was implemented.

In July 2007, however, the city officials in Legislative-Executive Development Advisory Council (Ledac) passed a resolution, which includes among other plans, the conduct of a general revision of real property assessments and classifications in 2008.

De Leon said the revision of FMVs is timely considering the following factors: present economic conditions; the needs of the city government to maintain its continuous progress; valuations being used by the different banks in the city and as well as licensed real estate brokers in the locality; the recommended zonal values as agreed by the different stakeholders of the city; and the Bureau of Internal Revenue (BIR) zonal valuation.

At a maximum of 70 percent increase in the land valuation, the proposal is still lower compared to the recent zonal valuations proposed by the BIR, which were adamantly opposed businessmen in Pampanga and values proposed by realtors.

Under the proposed valuation, residential lots in first class subdivisions will have an FMV of P950 per square-meter from the present value of P710 per square meter.

This will still be much lower compared to the BIR unit valuation of P1,500 and realtors' proposal of P1,200 per square meter.

To get the tax base or RPT due for a residential lot without building, the total area of the land is multiplied by the FMV, then by the assessment level of 20 percent, then again by one percent.

The final amount will be multiplied by two. Half of which will go to the General Fund, and the other half to the Special Education Fund (SEF).

Thus, a 400 square meter lot in a first class subdivision will be charged P1,136 as its RPT bill for the year.

Myrna Tapnio, vice president of the Federation of Homeowners Association (Fedhoa), said subdivision property owners are supporting the proposed ordinance.

She believed that the taxes being generated from the RPT are coursed back to the residents via services like infrastructures and other assistance.

Records obtained from the City Treasurer's Office here revealed that of the total income of P526 million the city had in 2007, more than P41 million was from net share -- after the deduction for the share of source barangays and SEF -- of the city from RPT taxes collected from the whole year.

(January 12, 2008 issue) – Sun Star Pampanga

A Merry Christmas 2007 and Happy New Year 2008

It has been a honor and a great privilege to be part of this industry. It was accident that I got involved and dabbled into real estate thanks to my mom. The year A.D. 2007 was a fruitful year for me and my family as we have gone through trials and tribulations and also the challenges we have faced concerning our clients, developers and others things that mattered to us in providing the best service we can provide with satisfaction to their needs and wants.

Thank you for your continued support on our company, as 2007 is drawing near to a close. We wish you all a Merry Christmas and a Prosperous New Year. We look forward to a newer and greater challenges in the years to come and we would like to hear from in the future as real estate in the Philippines is strongly progressing to the higher level in the years to come.

An Applause Well Deserved, CRB Corazon F. Baluyut!

It was an exciting day for CRB Corazon F. Baluyut as she bags the top awards with two top developers in the country. Achieving sales record in single project selling higher than the other brokers from Metro Manila. Mrs. Corazon F. Baluyut garnered the top sales broker for Community Innovations, Inc.'s project in Angeles City, Pampanga called the MARQUEE PLACE. Marquee Place 35 hectare residential community with contemporary style design subdivision is the latest project of Community Innovations, Inc north of Manila and the first in Pampanga. Located right beside the North Luzon Expressway and the soon to be finished Marquee Mall (Ayala Mall in Angeles City).

Again she set the record straight for achieving the highest sales for the last quarter of 2007 with Robinsons Homes Incorporated (A Division of Robinson Land Corporation) last November 2007. She bested other brokers with high sales in a single project at MIRADA DOS, located along McArthur Highway, Sindalan, City of San Fernando, Pampanga.

The awards she garnered made her who she is today, after years of working hard and persevering from the new challenges up ahead in the real estate industry and with her small and humble firm called C. F. Baluyut Realty which is based in her home province of Pampanga.

Congratulations to Ramon B. Lim and Cathelyn Yabut, a newly passed Real Estate Brokers

A few days ago, I was informed by my mom regarding the release of the November 25, 2007 Real Estate Brokers Licensure Examination held in key cities in the Philippines. I felt astonished and excited upon learning that my colleague in the real estate industry, Mr. Ramon B. Lim, who has been working for our realty firm since 2005 has achieved a great feat in his life by successfully passing this challenging exam over many trials he endured in the past while Ms. Cathelyn Yabut joined the company this year.

Ramon has been a companion during our review back in October 2005 at the Metro Angeles Realtor Board (MAREB) - PAREB Comprehensive Real Estate Seminar and Review in Angeles City together with some colleagues whom we have kept in touch with in the past years and exchange some listings from time to time eventhough we are from different groups, I from Real Estate Brokers Association of The Philippines (REBAP) while they are from Philippine Association of Realtors Board (PAREB).

I have checked on this article at Philstar.com written last November 30, 2007 upon its release to view for myself and give him a round of applause.

The Department of Trade and Industry (DTI), Bureau of Trade Regulation and Consumer Protection under Dir. Victorio Mario A. Dimagiba announces that 717 out of 1,272 equivalent to 56.4% passed the Real Estate Brokers Licensure Examination given by the Board of Examiners for Real Estate Brokers in Manila, Baguio, Cagayan de Oro, Cebu, Davao, Iloilo and Lucena on November 25, 2007.

The members of the Board of Examiners for Real Estate Brokers who gave the licensure examination are REB Buenaventura V. Fulgencio, REB Elizabeth P. Villareal and REB Luis Melchor V. Serquiña. Successful examinees should personally register and secure their license from the Department of Trade and Industry (DTI). The oathtaking ceremony of the successful examinees in the said examination as well as the previous ones who have not taken their Oath of Professional will be announced by the Bureau of Trade Regulation and Consumer Protection.

You can view the entire list on this link: Real Estate Brokers Licensure Examination Results Released (Friday, November 30, 2007).

"Congratulations to Ramon may you be successful and be bless with more sales on your future career in the real estate industry".

Buying a House or a Condo 101

It is every man's dream of finding a place to live, a shelter to provide for his growing family or a place of serenity and comfort in the confines of his very own space and even want to sustain the lifestyle that he wants. It has become diverse from its needs and wants not just the typical aspect of living in a house as home but somehow it has become a need of the few to live in high-rise condominiums or in beach house facing the sun and the sea with the cool breeze where you can taste the salt in the air.

Buying is very difficult and requires tedious and meticulous task, investigation and lot of legwork just to find the right the place for you and your family. Here are just a few steps to considered in finding the right home for you.

THINGS TO DO BEFORE AND AFTER BUYING:

1.) LOCATION - This is the most top priority of first-time home buyers. Your future home must be the convenient for you and your family. It may be a stone throw or few minutes away from supermarket, churches, schools and other important place that you do on your daily grind. Accessibility from point A to B must be at ease in doing so. Taken to consideration the jeepney rides to and from or vice versa or your gas mileage you can save for your car on your way to work. It is also important to ask around or survey if the neighborhood is peaceful, any flooding there during rainy season so that it won't be a hassle for you.

2.) BUDGET - finding the best deal for money is not easy. Just ask this question, Can I afford to buy this house or this property? You must learn first your income capabilities and other assets you can use as mortgage especially with banks. You must try pick the right house at the right time which will not strain you of your hard-earned cash in getting that perfect home. Budgeting is planning the expenses and revenues to be used just to acquire your dream home. Do not forget to ask the financing schemes choices available for buyers which will be convenient and applicable to you as a buyer. Most houses in the Philippines are available through Cash payment, Deferred Cash, Bank Financing ( banks are becoming competitive and have lowered interest rates to get new applicant for Home Loan for up to 20 years or more) and In-house Financing (higher at most starting at 16% to 24% interest per annum).

Currently, Home Development Mutual Fund (home loan from a government agency) or PAG-IBIG Fund has lowered from six (6%) percent interest rate starting at one (1) year to 30 years at twelve (12%) percent interest rates.

For Bank Rates, different banks are offering very low rates so don't forget to shop around and ask which bank offers the lowest interest rates fixed in how many years. So far, 8.5% interest p.a. is the lowest that China Bank (China Commercial Banking Corporation) and Bank of the Philippines Islands Family Bank at the time of this writing.

3.) SIZE AND TYPE - a house, condo or any structure to be used as home must be ample for you and your family. It meets the standards and quality that will last in a very long time and at the same time be a legacy to your children. As a home buyer, you should have foresight on what you will need and want to do with your home if you have children or expanding your home just to accommodate your growing family. House can be bungalow (ranch style), loft-type to 2-storey house in the suburbs or even within a studio to three bedroom condominium in a mid to high-rise building within the bustling city.

4.) HISTORY /BACKGROUND CHECK - Do not forget to investigate who you are dealing with (either the owner or from a land developer if it is a housing project) and property you are looking for. Beware of fraud, con artist with fake titles and be vigilant in falling prey with these criminal elements. There are times when the property you are buying is not what it seems to be and definitely has encumbrances or likewise not for sale at all. It needs to verified and checked at the Register of Deeds and also the Bureau of Internal Revenue (B.I.R.). All you need are photocopies of a Transfer Certificate of Title (TCT) or Condominium Certificate of Title, Tax Declaration, Location Map/Plan. If you have no time going to these places you can hire the service of a licensed real estate broker. A Licensed Real Estate Broker should be reliable and knowledgeable in detecting fake titles and determining the authenticity of the title of the property in question wherein he/she can give you transparent report on that particular property you want. Check first for the broker or agent if he/she is registered with Housing and Land Use Regulatory Board (HLURB).

If the property is mortgaged , it should have a Clearance to Mortgage from the HLURB.
For project developments, you can ask for the License to Sell from Housing and Land Use Regulatory Board (HLURB). You should also ask the date of completion of the projects.

5.) OCULAR INSPECTION - it is wise to conduct a site visit on the property, walk around it once in a while or make a drive by around the neighborhood and survey it. If you are inside the house, be meticulous in looking for flaws which need minor repairs and maintenance at the same time. You may not know that this particular unit is falling apart especially homes built more than 10 years or more (depends on the quality of materials used) so that when you move-in, you would have peace of mind and no worries at all.

6.) DOCUMENTATION - this process is very tedious and requires a lot of attention and emphasis on legal matters. You should read thoroughly on all the contents of the Contract to Sell especially the terms and conditions in fine print. Do not sign any blank form of the Contract to Sell. Always secure a copy of the Contract to Sell and all the documents you need to sign and make sure that the Contract to Sell would be registered by the owner/developer to the Register of Deeds. On payments, please pay directly to the owner/developer o the marketing agent authorized by the owner or developer. Do not forget to ask them to issue you official receipts and keep your receipts on file.

I hope this information blog could help you in finding that home in honest, clean and in a legal process that would achieve your dream home. Good Luck.

About the Writer

CRB Benedict Baluyut is an associate real estate professional of C. F. Baluyut Realty with PRC REB License No. 8358. He is the current Vice President for External Affairs with Real Estate Brokers Association of the Philippines, Inc (REBAP) - Pampanga Chapter.

Future Real Estate Outlook in Pampanga, Philippines

It is a typical for every Filipinos to dream of owning their very own house and lot especially for those who intend to build a family or any young urban professionals or "yuppies" who wish to be independent and settle on his own house or condo unit.

After the Asian Financial Crisis of 1997, real estate is steadily recovering and has been foreseen that growth from foreign investments especially for our balikbayan brethren who are looking for a property to live during their transition to life (retirement), as an investment opportunity or other leisure purposes it may serve. Different developers from major companies are looking ways to cater not just with ordinary people but also share the vision to our overseas Filipinos of dreaming their owning their home or a piece of the Philippines.

Outlook in the Philippine economy has been on a steady rebound due to major infrastructures development through the efforts of the government from irrigation of farm lands, road link of commodities to market, bridges, airport expansion and even seaport hub building. Also there are 11 identified or designated economic zone in the Philippines and Clark Special Economic Zone is now considered a Clark Freeport. Major malls such as SM Mall and Robinsons owned respectively by Taipans like Henry Sy and John Gokongwei are seeing potential growth and have venture also into property development same as with the Ayala clan of Ayala Land Inc. have seen Pampanga as the potential gateway of the world in the near future.

Likewise, Pampanga real estate is on the upswing since 2000 when major developers like the locally owned Central Country Estates, Inc and St. Catherine Realty and Development Corporation have began developing raw lands or agricultural lands to residential subdivision for the middle and upscale class of the Pampanga populace in the middle of nowhere as what they have envisioned in order to meet the demand. Also sharing the piece of the pie in the real estate development are low-cost home builders and low-cost subdivision developers who have made affiliations with Home Development Mutual Funds in providing homes for those who are seeking affordable homes through Home Development Mutual Funds or PAG-IBIG payment schemes.

Currently there are developments here that have sprouted sporadically from a small one hectare (2.5 acres) to whopping 400 hectares of residential leisure estates (900 acres) has been steadily undergoing construction. To add other development going on in Pampanga infrastructure development and rehabilitation of existing road networks, bridges and others will suffice the growth of these areas once they are readily available. An example of this is the on-going construction of the Subic - Clark - Tarlac Expressway (SCTEX) will be completed by the end of this year with addition of exits and interchange going to towns where this road links to Subic Bay Freeport's Tipo Road connection.

The top developers such as Ayala Land Inc (ALI), Robinsons Land Corporation (RLC), Filinvest Land and Fil-Estate have been viewing this region as the new growth corridor for development and have already invested in real estate development of residential subdivisions, malls, factories and production plants of consumable goods and others.

As Pampanga arose from the ashes brought about by Mt. Pinatubo eruption in 1991. The Kapampangan envisioned their homeland as a progressive as ever even if we have experienced the difficulties and trials in the past as we move on to the future.

About the Writer

CRB Benedict Baluyut is an associate real estate professional of C. F. Baluyut Realty with PRC REB License No. 8358. He is the current Vice President for External Affairs with Real Estate Brokers Association of the Philippines, Inc (REBAP) - Pampanga Chapter.

Copyright 2007-2019. Pampanga Real Estate Guide, Trend and Review TV. All Rights Reserved.

Welcome to the Pampanga Real Estate Guide and Trends!

Hi Guys!

I am CRB Benedict Baluyut, a licensed real estate broker / accredited agent with major real estate developers in the Philippines with three years of experience in real estate brokerage and project selling which is my current specialization.

In this blog I can help you get the best deal from the local to major real estate developers in the country within Pampanga and other adjacent places nearby Metro Manila. Provide with advise on latest real estate tax transaction and other up to date information regarding real estate trend in Pampanga.

There have been major developments in PAMPANGA or the past 6 years after the end of perilous fate from Mt. Pinatubo wherein local and foreign investors have been keep their sights and their radar in the Philippines. Major infrastructure have been developed from roads and public transport and telecommunications for the past few years.

I hope this thread would be of use to you in finding the right place for you here in Philippines especially in our home province of Pampanga.

Malaus co pu queng ce caming balen (Welcome to our home)!

About the Writer

CRB Benedict Baluyut is an associate real estate professional of C. F. Baluyut Realty with PRC REB License No. 8358. He is the current Vice President for External Affairs with Real Estate Brokers Association of the Philippines, Inc (REBAP) - Pampanga Chapter.

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